BUYING IN YORK & ADAMS COUNTIES
Your next place should work for your life and your budget. Let's sort through the options, the numbers and the details you can't see in listing photos.
Let's talk about your next homeBEFORE WE OPEN ANY DOORS
We begin with a conversation about financing. I can connect you with preferred local lenders who have experience with a wide range of mortgage options. You're always free to choose your own lender.
That conversation helps you understand potential loan options, monthly payments and what you may need at closing before you fall for a house.
Let's know the numbers before we pick out the couch.
We'll sit down and work through your list, your preferred areas and what you can comfortably afford. The goal is to cover your needs and fit in as many wants as we can.
Then I build personalized home searches and schedule showings around the homes that make sense for you.
Browse homes on our team websiteAT THE SHOWING
A nice kitchen is worth a look. So is the furnace. We walk through the details that could affect what it's like to own the home.
I'll tell you what I see and help you work through the tradeoffs. You decide whether this is a home you want to pursue.
A showing helps us spot questions. A professional inspection gives us a deeper look at the home's condition.
BEFORE YOU WRITE AN OFFER
Once we find a home, we go through the hard numbers before writing an offer. We'll discuss the price, terms, timing and inspection options, and how those pieces work together.
I'll explain the contract and help you construct and negotiate an offer you understand. Questions belong here, before your signature.
We'll explore whether lender identified assistance or other eligible funding sources could help, and whether seller credits could be part of the negotiation.
Availability depends on your eligibility, loan program and the terms the parties agree to. Your lender confirms what can be used and how it affects your numbers.
YOU'RE UNDER CONTRACT. NOW WHAT?
I stay involved, and our attentive transaction coordinator works hand in hand with you on the paperwork and the steps leading to closing.
We'll review which inspections may be useful for the property. I attend your home inspection with you to help answer questions and work through concerns.
Once the results are in, we discuss any repair or credit requests that make sense. If serious findings change your decision, we review your options, including whether the contract allows termination and the deadlines that apply.
I'll help you understand the appraisal report and work through questions with your lender. We also coordinate with the title company and help you keep track of the paperwork along the way.
You'll have both me and our transaction coordinator helping you understand what's next.
I provide utility information so you can start setting up your accounts. We do the final walkthrough together, and I'm there at closing to hand you the keys and celebrate.
And you still get to call Uncle Adam after moving day. Scheduled check ins are part of how I stay in touch once you're a homeowner.
YOUR NEXT MOVE
Let's bring that into the first conversation. We'll work through timing, whether you need proceeds from the sale, and the financing questions to discuss with your lender.
See how we approach sellingNo. Start with what isn't working where you live now. We can sort the essentials from the wish list together and build the search from there.
That's something we actively explore. Your lender can explain eligible financing and assistance options, and we can consider seller credits when shaping an offer. What works depends on your situation, the loan and the negotiation.
That's a good time to talk. You can understand the process, speak with a lender and work through your priorities before you're ready to schedule showings.
LET'S START WITH YOUR SITUATION
Tell me what you need, what you'd love to have, and what you're still trying to figure out. That's enough to start.
Let's talk about your next home